LA TASA DE INTERÉS Y SUS EFECTOS EN EL DESARROLLO ECONÓMICO SOCIAL

Abstract

The proposal of this research is to create a deeper thought about what interest rates are, what they serve and what is their influence on the development of the economy of a society, also to raise awareness among people who, in order to obtain an economic benefit and "improve their quality of life", choose to apply for illegal or informal loans to finance their business projects or improve it no matter how high the interest they end up paying for the use of this illegal money and ignoring the serious damage to the economy of a country. The interest rates in our country through the decrease in their percentages currently provide facilities for entrepreneurs and micro entrepreneurs who want to make their way in the business world unlike previous times where obtaining a loan was an almost impossible task due to the current economic policies. We have noticed how the economic and financial organisms of our country analyze strategies so that through their application they can facilitate the access to credits to the diverse elements that are part of the productive matrix and especially to the micro entrepreneurs despite the limitations in certain cases.